How does it work?

From registration to receipt of funds, our process is completely online, transparent & free of unnecessary paperwork.

How does it work?
Since

At your service every day

Simplify your life

Avoid middlemen by borrowing directly from our community. Quick & easy credit for your business.

No more credit black box

In 3 steps, receive your funds in your account. It's clear & simple, nothing is hidden from you!

Apply for a loan

Four simple steps to get your financing.

From your registration to receiving funds, everything is designed to be fast, secure & transparent.

Online check-in
01

Online check-in

It all starts with a free online registration. Only basic data is needed - first name, last name, age, etc.

Registration is completely free & does not commit you to anything. Some basic information is enough to create your secure personal space on www.firmancy.com.

  • Be a natural person, & be at least 18 years old.
  • Free, no-obligation registration.
Fill out a form
02

Fill out a form

You must complete a form to help us determine your financial goals.

Make your request online by filling out the form. Take care to provide correct & accurate information. Any request made with incorrect or erroneous information will be simply & purely canceled.

  • How much do you want to borrow?
  • Total loan duration (Number of months)
  • Please describe in a few words what you want to do with this loan
Processing your request:
03

Processing your request:

Upon receipt of your request, a financial advisor will contact you to finalize your request. At the end of the study, a schedule is proposed to you based on the information you provided when filling out the form. The schedule is established according to your needs.

Upon receipt of your complete file, a dedicated advisor from Firmancy ® will take charge of analyzing your request. You are informed by email at each stage. The average processing time is 24 to 72 business hours.

Signing the contract
04

Signing the contract

This step completes the loan application procedure at Firmancy ®.

At the end of the study of your financing request file, you will sign a contract. This loan agreement binds you to our financial institution & protects you against all kinds of abuse. The funds are made immediately available to you by bank transfer.

Conditions to be met to obtain credit from Firmancy ®:

You need to take out a bank loan but are not sure you meet the conditions required by Firmancy ®. Indeed, to give our loan agreement, we carry out a client risk analysis. To obtain a bank loan from our institution, you must meet the following requirements.

  • Be a natural person, & be at least 18 years old.
  • Be provided with one of the following supporting documents: Identity document, Pay stub, Tax notice, Proof of address, Account statement, Bank identity statement.
  • Not having had any problems with the law during the last semester.

A loan binds you & must be repaid. Check your financing capacity before committing.

Questions & answers

Frequently asked questions

Online credit is a way to speed up the process of obtaining a loan, but to obtain funds as quickly as possible, here are some simple tips drawn from our experience in processing tens of thousands of credit files: First of all, check that your supporting documents (ID, Pay stub, Tax notice, Proof of address, Account statement, Bank identity statement, Credit contract) are valid. Then send them to us at the following address contact@firmancy.com, after completing the loan application form on our site.

Firmancy ® asks you for the supporting documents required by law or in accordance with the practices of banking establishments. The precise list of supporting documents that we request will be sent to you by email. We do not ask you for originals, you will simply have to send us these documents by email & sign your contract electronically. Note that we simplify the procedures for borrowers who have already had a first loan with us.

Are you on your computer & don't have anything to scan or print your receipts? All you have to do is use your smartphone to take photos of your supporting documents. Then send them to us via email at: contact@firmancy.com.

The supporting documents accepted by us are as follows: Identity document, Pay stub, Tax notice, Proof of address, Account statement, Bank identity statement, Credit contract.

The analysis of the file submitted by the borrower is carried out exclusively by the internal teams of Firmancy ®, which ensures the confidentiality of the information. Unlike many of our competitors. Throughout your credit with Firmancy ®, your personal data remains confidential. Consult the legal notice of Firmancy ® to find out more.

Firmancy ® has a legal obligation to verify your identity. Following analysis of the information you give us during your subscription, Firmancy ® may, if necessary, refuse your loan request. Indeed, we do not wish to offer credit to people who could not repay it, both out of respect for Borrowers & Investor-Lenders (how would we repay them?).

At any time, you have the possibility to object to commercial prospecting by Firmancy ®, by clicking on the “unsubscribe” link appearing in our newsletter.

You can exercise your right of access to personal data concerning you, have them rectified, deleted or oppose their use for prospecting purposes by contacting the following address: contact@firmancy.com.

Firmancy ® has its registered office at: .

Firmancy ® opened its doors on January 16 , following a 15-month participatory process during which our 57 founding members worked collaboratively to shape our philosophy, principles, policies, value system & operational platform.

Loan agreement & insurance

The borrower will have to sign a loan agreement & a credit insurance certificate. The insurance covers you in the event of death, total & irreversible loss of autonomy, total incapacity for work due to illness or accident, & loss of employment following uncompensated dismissal.

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Loan agreement & insurance

Get in touch with us

You can always chat with us via live chat, phone call or from our website. Send us an email or call us, our lines are always open.

Phone call:

Have you chosen to contact us by telephone? No worries. Dial the following number:
Phone number

Instant Chat:

Chat in real time with one of our financial advisors, for rapid processing of your file without delay.

Contact by email.

Are you having difficulty using our other means of communication or reaching us? Please use this channel to send us your message.
contact@firmancy.com

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