Credit redemption

Consolidate all your current loans into a single loan, with a single, reduced monthly payment. Firmancy ® helps you regain financial balance thanks to the repurchase of credit at the rate of 2.17%.

Everything you need to know about credit redemption.

Consolidate all your current loans into a single loan, with a single, reduced monthly payment. Firmancy ® helps you regain financial balance thanks to the repurchase of credit at the rate of 2.17%.

Whether you have consumer loans, real estate loans or bank overdrafts, our repurchase solution simplifies your management & reduces your monthly budget.

Credit redemption

Online check-in

We take care of the entire procedure to offer you a clear & quick solution.

Balance sheet of your debts

List all of your current credits & we will calculate your new plan.

Consolidation proposal

We provide you with a unique offer with a reduced monthly payment.

Closing & transfer

We pay off your old creditors & manage the entire transfer.

My debt ratio went from 48% to 28% thanks to the credit buyback offered by Firmancy ®.
Laurent B. — Luxembourg

Conditions to be met to obtain credit from Firmancy ®:

You need to take out a bank loan but are not sure you meet the conditions required by Firmancy ®. Indeed, to give our loan agreement, we carry out a client risk analysis. To obtain a bank loan from our institution, you must meet the following requirements.

  • Be a natural person, & be at least 18 years old.
  • Be provided with one of the following supporting documents: Identity document, Pay stub, Tax notice, Proof of address, Account statement, Bank identity statement.
  • Not having had any problems with the law during the last semester.

Credit refinancing is an important decision. Our advisors will guide you to choose the best solution.

Help & contact

You can always chat with us via live chat, phone call or from our website. Send us an email or call us, our lines are always open.