Choose your country or language
Innovative financing offers adapted to your needs
Financing & protection solutions adapted to each stage of your life.
Consumer loan
Consumer credit is the category of credit granted to individuals by our structure to finance the purchase of goods & services, major equipment…
Work credit
Do you want to undertake work in your apartment or house (e.g. insulation, expansion, renovation, decoration)? The work loan, which is a type of…
Real estate loan
Have you found the home of your dreams & want to become an owner? The real estate loan, or real estate credit, is a bank loan intended to totally or…
Credit redemption
This solution consists of replacing one or more already existing credits with a single credit, at a rate of 2.17% at Firmancy ®, but amortizable over…
Leasing
Leasing is a rental system through which a client rents a property. However, he has a purchase option at the end of the agreed period. Obtain a…
Student loan
A loan to finance your studies? The student loan is a loan that allows you to carry out your projects & finance your studies. Borrow up to 70,900…
Borrower insurance
Borrower insurance (or real estate loan/real estate credit insurance) is a guarantee taken out to cover a loan, whether it is a real estate loan or a…
Home insurance
The basic home insurance contract offers coverage against at least rental risks, in addition to basic guarantees (fire, water damage, theft, broken…
Animal insurance
Dog, cat or rodent, your animal deserves to be cared for in the best conditions! With pet insurance, you are reimbursed in full or in part for…
Professional insurance
Just as your home insurance or your civil liability protects you as an individual, professional insurance guarantees you protection within the…
Health insurance
The aim of health insurance is to cover all or part of your health expenses which are not covered by the compulsory scheme. It only applies to health…
A solution for every profile.
Whether you are employed, self-employed, student or retired, Firmancy ® has a financing offer designed for your situation.
Figures that speak for themselves.
Since , Firmancy ® has supported thousands of clients around the world in their financing projects.
Funding granted
Volume financed since
Satisfied customers
Accompanied clients
Countries covered
Countries covered
Customer satisfaction rate
Customer satisfaction rate
More than 15,000 customers trust us.
Our success is attributed to our loyal customers & the talent & dedication of our professional & knowledgeable employees. We are always ready to collaborate with you by providing comprehensive financial support to our customers around the world.
- Simplify your life
- No more credit black box
- Loan agreement & insurance
Our mission
Avoid middlemen by borrowing directly from our community. Quick & easy credit for your business.
Our vision
In 3 steps, receive your funds in your account. It's clear & simple, nothing is hidden from you!
Since , our team has built an excellent reputation for its competence & the quality of its service.
How does it work?
From registration to receipt of funds, our process is completely online, transparent & free of unnecessary paperwork.
Online registration
Create your account in minutes. Only basic information is required.
Fill out the form
Describe your project & your financial objectives so that we can study your file.
Processing your request
An advisor contacts you, analyzes your file & offers you a suitable timetable.
Signature of the contract
Sign your agreement online. Funds are transferred immediately to your account.
Solutions designed for every moment of your life.
Whether you want to finance a project, protect your loved ones or accelerate your business, Firmancy ® has a solution adapted to your profile — simple, transparent & without hidden costs.
What our customers say.
Thousands of borrowers have trusted us. Here are their testimonies, authentic & unedited.
As a freelancer, obtaining credit has always been an obstacle course. Banks want pay slips, not…
Independent web developer
Agricultural financing is a world apart. I needed credit to renew part of my vats before the…
Winemaker
I manage a grocery store and needed to restock my inventory before the holidays. My local banker…
Trader
I often advise my clients on alternative financing solutions. I wanted to test Firmancy ®…
Accountant
My van broke down on a Wednesday morning. Without a vehicle, no work. I needed to act quickly.…
Independent delivery driver
I needed a new Mac Pro to meet more demanding motion design contracts. Impossible to advance €4,000…
Freelance graphic designer
They talk about us
Firmancy ® has established itself as one of the most serious players in online credit in Europe, with an approach resolutely focused on transparency & customer protection.
January 2025
In an often opaque sector, Firmancy ® stands out for the clarity of its pricing conditions & the speed of processing files – a model that more players should follow.
March 2025
With more than 2 billion euros financed since , Firmancy ® confirms its position as the European leader in online credit for individuals.
November 2024
The Firmancy ® platform has won the trust of millions of borrowers thanks to a careful user experience & responsive customer service, available 6 days a week.
February 2025
Partnership:
We work with a wide range of partners, banks, remittance agents, telecommunications companies & mobile money providers.
Online credit is a way to speed up the process of obtaining a loan, but to obtain funds as quickly as possible, here are some simple tips drawn from our experience in processing tens of thousands of credit files: First of all, check that your supporting documents (ID, Pay stub, Tax notice, Proof of address, Account statement, Bank identity statement, Credit contract) are valid. Then send them to us at the following address contact@firmancy.com, after completing the loan application form on our site.
Firmancy ® asks you for the supporting documents required by law or in accordance with the practices of banking establishments. The precise list of supporting documents that we request will be sent to you by email. We do not ask you for originals, you will simply have to send us these documents by email & sign your contract electronically. Note that we simplify the procedures for borrowers who have already had a first loan with us.
Are you on your computer & don't have anything to scan or print your receipts? All you have to do is use your smartphone to take photos of your supporting documents. Then send them to us via email at: contact@firmancy.com.
The supporting documents accepted by us are as follows: Identity document, Pay stub, Tax notice, Proof of address, Account statement, Bank identity statement, Credit contract.
The analysis of the file submitted by the borrower is carried out exclusively by the internal teams of Firmancy ®, which ensures the confidentiality of the information. Unlike many of our competitors. Throughout your credit with Firmancy ®, your personal data remains confidential. Consult the legal notice of Firmancy ® to find out more.
Our success is attributed to our loyal customers & the talent & dedication of our professional & knowledgeable employees. We are always ready to collaborate with you by providing comprehensive financial support to our customers around the world.
A loan binds you & must be repaid. Check your financing capacity before committing.
Our services
Information
Institutional