Online credit for employees

Are you on a permanent, fixed-term contract or civil servant? Firmancy ® offers financing solutions adapted to employees, with advantageous conditions & priority treatment.

Financing designed for your professional stability.

Your employment contract is your best guarantee. Firmancy ® values salary stability to offer you the best credit conditions, regardless of your seniority.

Employees benefit from simplified access conditions at Firmancy ®. Your file is treated as a priority.

Preferential rate 2.17% for permanent employees.
Response in principle within 24 hours.
No real estate guarantee required.
Your Pay stub is your only proof of income.

Apply for a loan

Offers tailored to your profile.

Selected from our financing solutions to precisely match your situation.

Consumer loan

Consumer credit is the category of credit granted to individuals by our structure to finance the purchase of goods & services, major equipment…

Real estate loan

Have you found the home of your dreams & want to become an owner? The real estate loan, or real estate credit, is a bank loan intended to totally or…

Work credit

Do you want to undertake work in your apartment or house (e.g. insulation, expansion, renovation, decoration)? The work loan, which is a type of…

Conditions to be met to obtain credit from Firmancy ®:

Employees benefit from simplified access conditions at Firmancy ®. Your file is treated as a priority.

Be a natural person, & be at least 18 years old.
Be provided with one of the following supporting documents: Identity document, Pay stub, Tax notice, Proof of address, Account statement, Bank identity statement.
Valid proof of employment (employment contract or employer certificate).
Last 3 Pay stubs.

A loan binds you & must be repaid. Check your financing capacity before committing.

As an employee, Firmancy ® granted me my loan in less than 48 hours. The process is really simple.

Julien M. — France, permanent private sector

Questions & answers

Yes, employees on fixed-term contracts are eligible subject to a minimum seniority of 6 months in the current position & a sufficient remaining contract duration to cover the first deadlines.

A confirmed trial period is generally accepted. Our advisor studies your situation on a case-by-case basis.

Firmancy ® asks you for the supporting documents required by law or in accordance with the practices of banking establishments. The precise list of supporting documents that we request will be sent to you by email. We do not ask you for originals, you will simply have to send us these documents by email & sign your contract electronically. Note that we simplify the procedures for borrowers who have already had a first loan with us.

Online credit is a way to speed up the process of obtaining a loan, but to obtain funds as quickly as possible, here are some simple tips drawn from our experience in processing tens of thousands of credit files: First of all, check that your supporting documents (ID, Pay stub, Tax notice, Proof of address, Account statement, Bank identity statement, Credit contract) are valid. Then send them to us at the following address contact@firmancy.com, after completing the loan application form on our site.

Our success is attributed to our loyal customers & the talent & dedication of our professional & knowledgeable employees. We are always ready to collaborate with you by providing comprehensive financial support to our customers around the world.

ACPR approval AMF registration ISO 27001 certification

A loan binds you & must be repaid. Check your financing capacity before committing.

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Online credit for employees

Financing designed for your professional stability.